Posts Tagged ‘mediclaim insurance’

Apollo Easy Health Standard Insurance Plan at just Rs.3/- per day

Apollo Easy Health Standard insurance is one of the low cost health insurance in the market. This plan is specially designed to suit every individuals budget, available at just starting with Rs.3/- per day.

The policy covers the insured person for in-patient hospitalization expenses for more than 24 hours of hospitalization. It includes room rent, boarding expenses, doctors fees, surgeon fees, specialist fees, anesthetist fees, operation theatre charges, ICU charges, cost of medicines and drugs, blood, oxygen, pacemaker, artificial limbs, etc.

The policy also covers pre and post hospitalization expenses, day care procedures, domiciliary treatment, organ donors expenses, emergency ambulance charges, daily cash for choosing shared accommodation, cost of health check-up, etc.

Eligibility-
This policy is open to any individual aged between 1 year to 60 years. The sum insured ranges are Rs.1Lakh, Rs.1.5Lakh, Rs.2Lakh, Rs.2.5Lakh, Rs.3Lakh, Rs.4Lakh and Rs.5Lakh. The policy can be renewed for lifetime.

Features-
The policy is available on cashless hospitalization service at over more than 4000 network hospitals (including 42 Apollo Hospitals) across India. Additional sum insured of 10% is provided for every claim free year. The premium paid is eligible for tax benefit under section 80D of the Income Tax Act,1961.

Star Family Health Optima-Health Insurance for your family

There are various family health insurance policies available in the market specially designed to cover your family members. If you want to avail health insurance for your family, you can consider Star Family Health Optima for better health benefits. The policy covers your entire family on the payment of a single premium under a single sum insured.

The policy covers the insured person for in-patient hospitalization expenses for more than 24 hours of hospitalization. It includes room rent, boarding expenses, surgeon fees, consultant fees, specialist fees, anesthetist fees, medicines, drugs, etc. Room rent and boarding expenses are as per policy conditions.

It also covers ambulance charges for transporting the insured person from resident to hospital, subject to a maximum limit of Rs.750/- and overall limit is Rs.1500/- per policy period.

Pre hospitalization expenses are covered up to 30 days prior to hospitalization. A lump sum calculated at 7% towards post hospitalization, subject to a maximum limit of Rs.5000/- Pre-existing diseases are also covered under this policy. A discount of 10% is provided on premium amount  for every claim free year renewal with the company.

The policy is available for any individual aged between 5 months and 60 years. Family means, proposer, spouse and dependent children up to the age of 25 years. The sum insured ranges are from Rs.1Lakh to Rs.5Lakh.