Posts Tagged ‘insurance’

Reliance Healthwise Policy

Reliance Health Insurance is one of the best health care solution in the market. Reliance Healthwise Policy is specially designed to cover you and your family at affordable rates. This policy is available with two options- Silver and Standard.

Policy Coverage-

1. Covers room charges, operation theatre charges, ICU charges, doctors fees, nursing expenses, medical test, medicine and drugs, blood, oxygen, surgical appliances, etc.
2. Pre and post hospitalization expenses are covered up to 60 days and 90 days respectively.
3. Cover for day care treatments/surgeries, which do not require more than 24 hours of hospitalization.
4. Pre-existing diseases are covered after two or four years (depending on the plan you choose) of continuous policy years.
5. Hospitalization expenses are covered for organ donor.
6. Offers value added benefits such as nursing allowance, accompanying person’s expenses, cost of health check up, ambulance charges, etc.

Features-

1. Cashless hospitalization service is provided at over more than 4300 network hospitals across India.
2. No health check up is required up to the age of 45 years.
3. No claim bonus of 5% on renewal premium for every claim free year of policy.
4. Premium paid is eligible for tax benefit under section 80D of the Income Tax Act,1961.

HDFC Ergo New Healthwise

HDFC Ergo offers New Healthwise, a health insurance policy which covers the insured person for in-hospital medical treatment and other related expenses for sickness and injury.

The policy covers hospital room charges, specialist fees, in-hospital medical treatment, organ donors expenses, cost of health check-up, ambulance charges, etc. It also provide hospital cash for 15 days of continuous hospitalization. All pre-existing diseases are also covered after 4 continuous claim free years.

Features-

1. Cashless hospitalization at over more than 4000/- network hospitals across India.
2. 5% bonus on sum insured for every claim free years.
3. Family discount up to 20%
4. Option to cover spouse, dependent children and parents.
5. Premium paid is eligible for tax benefit under section 80D of the Income Tax Act,1961.

Eligibility-
This policy is available to anyone up to the age of 55 years. The sum insured ranges are Rs.1,00,000/-, Rs.1,50,000/-, Rs.2,00,000/-, Rs.3,00,000/-, and Rs.4,00,000/- and Rs.5,00,000/-