Posts Tagged ‘bajaj allianz health insurance’

Bajaj Allianz Silver Health Plan

Bajaj Allianz’s Silver Health Plan is a health insurance specially designed for the senior citizens. It covers medical expenses incurred on hospitalization treatment due to any sickness and injury.

A flat benefit of 3% is admissible hospitalization expenses are paid towards pre and post hospitalization expenses. The cost of health check ups are covered after continuous four claim free years. Pre-existing diseases are covered from the second year of the policy.

And more, Silver Health Plan comes with cashless hospitalization service, the insured can avail cashless facility at over 2400 network hospitals across country. A 20% of co-payment is admissible, if treatment is taken in non network hospitals. Waiver of co-payment is available on payment of additional premium. There are free value added service available for Bajaj Allianz Silver health policy holders.

The cumulative bonus of 5% is provided on sum insured for every claim free year, subject to a maximum of 50%. Also, a family discount of 5% is applicable under this policy. Premium paid is eligible for tax benefit under section 8oD of the Income Tax Act,1961.

The policy is available for the people aged above 46 years and up to 70 years. The policy can be renewed up to the age of 75 years. The sum insured ranges starts from Rs.50,000/- to Rs.5,00,000/-.

Benefits of Bajaj Allianz Health Guard

Bajaj Allianz’s Health Guard is a perfect health insurance for you and your family. It covers hospitalization, pre and post hospitalization and other related medical expenses.

Health Guard covers all hospitalization expenses for more than 24 hours of hospitalization. There is no sub limit on room rent and other expenses. It covers pre and post hospitalization expenses  up to 60 days prior and 90 days after  hospitalization. Pre-existing diseases are covered after 4 continuous policy years.

The policy also covers around 130 day care procedures, subject to term and conditions. In the event of emergency ambulance charges are covered, subject to a maximum limit of Rs.1000/-.

The policy offers cashless hospitalization service at over more than 4000 network hospitals across India. If the treatment is taken non network hospitals, 10% co-payment is applicable. Waiver of co-payment is available on payment of additional premium. The cumulative bonus of 5% is provided on sum insured for every claim free year. A family discount of 10% is offered on sum insured. Premium paid is eligible for tax benefit under section 80 of the Income Tax Act,1961.

Eligibility-
The policy covers persons aged above 3 months and up to 55 years. The proposer’s aged should be above 18 years. The policy is renewable up to the age of 70 years. Children from 6 years to 18 years can be covered, if one of parent is insured under this policy. There is no pre-medical examination up to age 45 years for the sum insured of Rs.10Lakh.

Bajaj Allianz Health Insurance-Family Floater Health Guard

If you are looking for health insurance for your family, there are various options available to you. Bajaj Allianz’s Family Floater Health Guard is one of best health protection in the market which covers you and your family for all kind medical expenses.

The policy covers insured person for following medical expenses due to any serious sickness and accidental injuries.

1. Hospitalization Cover- It includes hospital room charges, boarding expenses, doctors fees, surgeon fees, specialist fees, operation theatre charges, ICU charges, doctor fees, surgeon fees, specialist fees, medicines and drugs, blood, oxygen, diagnostic expenses, pacemaker, etc.
2. Pre and Post Hospitalization- It covers medical expenses up to 60 days prior and 90 days after hospitalization.
3. Day Care Procedures- It covers 130 day care procedures which do not require more than 24 hours of hospitalization due to advance technological treatment.
4. It also covers cost of health check up after 4 continuous claim free policy years, subject to a maximum of Rs.1000/-
   In the event of emergency, ambulance charges are covered, subject to a maximum of Rs.1000/-
   Pre-existing diseases are covered after 4 continuous policy years.

Benefits-

1. Cashless hospitalization service at over more than 2400 network hospitals across India.
2. No medical check up is required up to the age of 45 years and for sum insured up to Rs.10Lakh.
3. Premium paid is eligible for tax benefit under section 80D of the Income Tax Act,1961.

Eligibility Criteria-

1. Available for any individual age between 18 years and 55 years.
2. Policy can be renewable up to 70 years
3. Children from 3 months to 25 years can be covered.
4. Sum insured ranges from Rs.2Lakh to Rs.10Lakh.