Bajaj Allianz Silver Health Plan

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Bajaj Allianz’s Silver Health Plan is a health insurance specially designed for the senior citizens. It covers medical expenses incurred on hospitalization treatment due to any sickness and injury.

A flat benefit of 3% is admissible hospitalization expenses are paid towards pre and post hospitalization expenses. The cost of health check ups are covered after continuous four claim free years. Pre-existing diseases are covered from the second year of the policy.

And more, Silver Health Plan comes with cashless hospitalization service, the insured can avail cashless facility at over 2400 network hospitals across country. A 20% of co-payment is admissible, if treatment is taken in non network hospitals. Waiver of co-payment is available on payment of additional premium. There are free value added service available for Bajaj Allianz Silver health policy holders.

The cumulative bonus of 5% is provided on sum insured for every claim free year, subject to a maximum of 50%. Also, a family discount of 5% is applicable under this policy. Premium paid is eligible for tax benefit under section 8oD of the Income Tax Act,1961.

The policy is available for the people aged above 46 years and up to 70 years. The policy can be renewed up to the age of 75 years. The sum insured ranges starts from Rs.50,000/- to Rs.5,00,000/-.