Bajaj Allianz Health Insurance-Family Floater Health Guard

If you are looking for health insurance for your family, there are various options available to you. Bajaj Allianz’s Family Floater Health Guard is one of best health protection in the market which covers you and your family for all kind medical expenses.

The policy covers insured person for following medical expenses due to any serious sickness and accidental injuries.

1. Hospitalization Cover- It includes hospital room charges, boarding expenses, doctors fees, surgeon fees, specialist fees, operation theatre charges, ICU charges, doctor fees, surgeon fees, specialist fees, medicines and drugs, blood, oxygen, diagnostic expenses, pacemaker, etc.
2. Pre and Post Hospitalization- It covers medical expenses up to 60 days prior and 90 days after hospitalization.
3. Day Care Procedures- It covers 130 day care procedures which do not require more than 24 hours of hospitalization due to advance technological treatment.
4. It also covers cost of health check up after 4 continuous claim free policy years, subject to a maximum of Rs.1000/-
   In the event of emergency, ambulance charges are covered, subject to a maximum of Rs.1000/-
   Pre-existing diseases are covered after 4 continuous policy years.

Benefits-

1. Cashless hospitalization service at over more than 2400 network hospitals across India.
2. No medical check up is required up to the age of 45 years and for sum insured up to Rs.10Lakh.
3. Premium paid is eligible for tax benefit under section 80D of the Income Tax Act,1961.

Eligibility Criteria-

1. Available for any individual age between 18 years and 55 years.
2. Policy can be renewable up to 70 years
3. Children from 3 months to 25 years can be covered.
4. Sum insured ranges from Rs.2Lakh to Rs.10Lakh.